Privacy Policy

Protecting your privacy is important to Snow's Furniture and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use current technology to manage and maintain customer information. The following policy serves as a standard for all employees for collection, use, retention and security of non-public personal information.

What Information We Collect
We collect "non-public personal information" about you from the following sources:

Information we receive from you on applications and other forms;
Information about your transactions with us or others; and
Information we receive from third parties such as credit bureaus.

Non-public personal information is non-public information about you that we obtain in connection with providing a financial product or service to you. For example, non-public information includes information regarding your account balance, payment history and other personal information you provide to us. We use your IP address to help diagnose problems with our server and to administer our site. Your IP address is used to help identify you and your shopping cart and to gather demographic information. We also use cookies, both permanent and session cookies. A cookie is a small data file stored by your web browser on your computer's hard drive. We use cookies so we can recognize who you are when you use our Site. Cookies allow us to understand how you clicked to our Site and what pages you view during your visit to our Site. Knowing who you are and how you prefer to shop can allow us to peronalize your shopping experience and speed up your checkout process. Please note that we do not use cookies to track your activity on any other Site unless it is owned and operated by Snow's Furniture or it's partners.

What Information We Disclose
We are permitted under law to disclose non-public personal information about you to other third parties in certain circumstances. For example we may disclose non-public personal information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas and to credit bureaus. We do not disclose any non-public personal information about our customers or former customers to anyone, except as permitted by law. We may also share your information with service providers or suppliers that help with our business operations. Examples are shipping vendors, billing and refund vendors, credit card processors, and companies that help us improve our product and service offerings and our Site. We require these service providers and supliers to keep all information secure. We also prohibit them from using your information for any purposes other than those requested by us. We may also share your information within our family corporate subsidiaries and affiliates purposes. We may share aggregate and statistical data that does not identify you personally. This sharing of information may be done for research and marketing purposes or for other lawful purposes. In the unlikely event that Snow's Furniture or substantially all of its assests are acquired by an unrelated third party, your personal infromation may be one of the transferred assets. If you decide to close your account or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Our Security Procedures
We also take steps to safeguard customer information. We restrict access to non-public personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal and state regulation to guard your non-public personal infromation.

Marketing Preferences
We want to communicate with you in ways you want to hear from us including, but not limited to, newsletters, special offers and new product announcements. We use the following standards for marketing communications: We use an an opt-in standard for phone messages; and an opt-out standard for all communications including, but not limited to, emails, standard mail and newsletters. For purposes of this privacy notice, " opt-in" means we will only conduct the activity with your express consent. "Opt-out" means we will not conduct the activity unless you tell us to. Please be aware if you opt-out of receiving marketing communications from us, we may still contact you for transactional purposes.

Links To Other Sites
This Site may contain hypertext links to other third party sites. We are not responsible for the privacy practices or the content of such third party sites.

Changes To Privacy Policy
Please check our privacy policy periodically for changes. we reserve the right, at our sole discretion, to change, modify, add or remove portions of the privacy policy at any time and without notice to you by posting such changes to this page. This policy was last updated on November 25, 2012.

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